Creatively saving for better tomorrows...
Yesterday I went to a beautiful baby shower, and it got me thinking about how so many of us get overwhelmed by the new financial responsibilities. For most of us we get at least an 7-8 month opportunity to buckle down and take charge. LearnVest provides the additional tools you need help go in the Continue Reading …
In the first post “Financial Fitness: Why Budget?” we reviewed why budgets are so important. In this post we will address the top 5 budget mistakes we sometimes make. #5 – Keeping a “mental” budget I’m sure you’ve got an awesome memory that even Psych’s Shawn Spencer would be proud of. But relying on an Continue Reading …
By visiting budget basics we’ll develop the foundation to becoming financially fit. Creating one is essential to see where you are at. In order to make educated financial decisions you need to have a road map, this is what your budget becomes. There are a number of budget worksheets available through MS Excel. But my Continue Reading …
Just wanted to follow up and see how you were doing on the 52 week challenge. I introduced it a bit late, but I figured at this stage I could manage catching up on weeks 2-4 and then added my $5 for week 5. There were some great ideas in our chat forum on Continue Reading …
I saw this 52 week challenge on Facebook and completely forgot about it until I saw someone comment on their progress. It seems like a reasonable challenge, and one that we could definitely work on together. We’ll be starting a bit late, but better late than never. Feel free to download a copy here.
There’s no way to stop it, life will happen and that includes the road bumps and emergencies. You will be ahead of the challenges when you create an emergency savings. One of the habits from The 7 Habits of Highly Effective People is “Begin With the End In Mind.” What does that mean? As we start Continue Reading …
As we head into 2013, we are all looking to “make a change” in some area of our life. One of my main goals is to help you become the boss of your finances. You can do it! Yes, you’ll have to make some tough decisions. You will definitely have to make a few temporary Continue Reading …
If you’re looking for a reliable prepaid cell phone deal make sure to check out Verizon Wireless Prepay. They have plans for all different types of users: Verizon Wireless Prepaid – $50 p/month unlimited text and talk! Verizon Wireless Prepay – $80/month for Smartphone unlimited talk & text and 1GB of data *currently showing a Continue Reading …
If you following me into the next year’s workshops to get our Mom2Mom ohana in better financial shape, I suggest taking advantage of the budgeting series from LearnVest, that will help you get financially organized as we head into the new year. We will be focusing on this area throughout 2013. I want it to be Continue Reading …
You work so hard looking for creative ways to cut costs throughout your budget, but are there areas you are forgetting? I remember getting a rush when I’d walk away saving 60-80% at Walgreens or CVS, but what then? Managing that “savings” is a different project all together. You want to direct it to do Continue Reading …
I’ve posted about Credit Sesame before, it works perfect for goal setting and budgeting. I’ve been a member for 10 months now, there are a few things I look at before putting these out, will it create a lot of spam and is it really what it says it is. I only get a couple Continue Reading …
There are 13 full weeks before Christmas, but it’s never too late to put a little money aside for your holiday spending. The problem I used to run into was spending the money because it was a matter of logging into my online banking and transferring it right back into my checking, so nothing got Continue Reading …
Recent Comments